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Click Abive For Microf Financing

  • No credit check
  • No down payment
  • Easy application process
  • Approval within 24 hours after you complete the application
  • Affordable repayment plans to fit your budget


Don’t let a lack of good credit keep you from enjoying the benefits of a high-efficiency air conditioner.  Thanks to our partnership with Microf Financial Services, we can offer budget-friendly financing options with no credit check and no money down.

Microf Financial Services offers a lease/purchase solution.  Unlike traditional loans, Microf requires NO DOWN PAYMENT and NO CREDIT SCORE for approval!

The process for approval is easy:

  • Submit supporting documents
    • Valid ID
    • Proof of Homeownership
    • Proof of Employment/Income
    • Proof of Homeowner insurance
    • Photo of Home
  • Confirmation/Verification of Customer information
  • Review contract options
  • Rental purchase agreement is executed
  • Successful installation by Total Air!*

*Customer must be approved through Microf Financial after submitting a credit application directly to Microf.  Once the customer receives financial approval from Microf, Total Air installs the equipment.

Ready to get started?  Fill out the Online Application today!